Credit report freeze? Find out

The first thing you should know is that if you are thinking of applying for a loan, credit card, car credit or any other service related to your credit, you should make sure that your credit report is not frozen, because if it is, the companies will not be able to review your credit report and without making a brief inquiry they will not be able to give you the service you are needing.
There are three credit bureaus, so far the best known are Experian, Equifax and Transunion. To find out if your credit report is frozen or not you should contact them. It should be noted that each bureau has its own policies so it is recommended that you check with each one.
Experian, for example, has several ways to check if your credit report is frozen. You can call Experian to check the status of your credit report and add or remove a freeze. The same goes for the other agencies, you can also check online.
Many people freeze their account as a way to protect themselves from future scams, as there are people who take a person’s information to open accounts in their name. But, it happens that they freeze them, time goes by and then they forget about it.
You can lift a freeze on your credit report online, or by contacting each credit bureau by mail or phone.
To unfreeze your TransUnion or Equifax credit reports, you will log in to each account and choose to temporarily or permanently lift the freeze. With a temporary thaw, you select the start and end dates of the thaw, simple as that.The same goes if you want to refreeze it.
Experian has a different approach. You can manage your Experian credit report through the Security Freeze Center without creating or logging into an account. Instead, you’ll use your personal information and the PIN that was emailed to you when you froze your Experian credit report to temporarily or permanently remove a credit freeze.