Credit Profile Numbers also are known as CPN’s are 9 digit numbers just like your SSN that are assigned for you to use in place of your SSN when obtaining credit.
To establish and generate your new CPN number we will need your Name, Date of Birth and an address you have never used before. The address is important because if we use your current address you run the risk of your CPN merging with credit established on your SSN file. Email, current employer, phone number and mothers maiden name are optional but can be added it to your file during the tri-merge process.
Once delivered you will have a credit file that is clean and registered with all 3 credit bureaus but since it has just been created there will be no credit score. Thats because it’s a blank file and there are no lines of credit or any payment history on there to help generate a score. In order to generate a credit score you can go out and obtain a secured credit card and start establishing your own credit or add authorized user tradelines which are lines of credit that we piggyback onto your file to generate a credit score. Ask your customer service rep about our CPN Tradeline packages and Monthly Promos!